After this article you will know about 10 best credit cards for students which provide students with the best features on the market.
1) Bank of America® Cash Rewards Credit Card for Students
This option is preferable for U.S citizens. This credit card offers for students a 1% cashback and a special 3% cashback which you can choose for yourself! APR is changeable and varies from 16 to 26%. The percentage of APR is usually considered based on your credit history so this card is not a credit card for students with bad credit.
2) Citi Rewards+ Student Card
This card has a branched point system. For every purchase, you earn a particular amount of points which then can be exchanged for dollars. In some special places like supermarkets and gas stations, you will earn double points. APR percentage is also variable and equals from 16 to 26 percent. Probably not one of the best credit cards for students but still a good option.
3) Discover it® Student Cash Back
If you are keen on cashback then this one is for you. It is one of the top credit cards for students which are available on the market. With this one, you can receive a monstrous 5% cashback which is a lot for student’s card. Other perks are similar. This credit card offers for studentsAPR from 15 to 25% which is a nice addition
4) Discover it® Secured
Wenn you ask me what is the best credit card for students I would that this is that one. It refers as best credit cards for people with no credit and credit cards for students with bad credit. It requires a really low first deposit, moreover, it can be returned if the owner will prove his payment ability for some period of time. Besides, it has other great features such as 2% cashback on all purchases at gasoline stations and fast food restaurants.
5) Capital One® Secured Mastercard®
This one is also a good decision for people who want to improve their credit rating. The minimal deposit on this card can be only 49$! This is probably the lowest deposit on the credit card which is possible. Also, it can be useful to track your finances. Still, APR is pretty high but other advantages overweigh disadvantages and it is the best credit cards for people with no credit.
Don’t forget that the most important thing for the student’s credit card is to pay all the bills on time. It can help you to build your credit rating fast and don’t worsen the situation with already existing credit rating.
Remember to make your own research while choosing the credit card. Whether you are interested in cashback services or in raising your APR it is almost impossible to find a credit card which will fit all your requirements and combines all perks. Choose one which is in the priority for you or order more than one card.